Outstanding service and the team were extremely helpful in explaining the first home owners process and making things easy. Would highly recommend to anyone as Natasha and the team really went above and beyond for us.
Saving for a traditional 20% deposit can feel impossible, but you might not have to wait. Under the federal shared equity initiative, eligible buyers can secure a home with as little as a 2% deposit.
The government contributes up to 30% for an existing home or up to 40% for a brand-new build in exchange for an equity share in the property.
This lowers your loan amount, shrinks your monthly mortgage repayments, and completely eliminates the need for expensive Lenders Mortgage Insurance (LMI).
The Australian Government 5% Deposit Scheme can help eligible first home buyers purchase or build a home with a deposit of as little as 5%, without paying Lenders Mortgage Insurance (LMI).
With no income caps and higher property price limits under the current scheme.
Use your super to help build your first home.
The First Home Super Saver (FHSS) Scheme allows eligible first home buyers to make voluntary contributions to their superannuation and later withdraw eligible amounts to help purchase or build their first home. You can potentially access up to $50,000 of eligible voluntary contributions, plus associated earnings, subject to the scheme’s rules and limits.
Get into your new home sooner with Boost to Buy.
Buying your first home may be closer than you think.
The Queensland Government’s Boost to Buy scheme helps eligible first home buyers purchase a new or existing home with a deposit starting from just 2%, while the Queensland Government contributes up to 30% of the purchase price of a new home through a shared-equity arrangement.
Get up to $30,000 towards your new home.
Eligible first home buyers in Queensland may receive a $30,000 First Home Owner Grant when buying or building a new home valued at less than $750,000, including land.
Don’t take our word for it, see what our happy customers say about Help To Build by Knock Knock.
Outstanding service and the team were extremely helpful in explaining the first home owners process and making things easy. Would highly recommend to anyone as Natasha and the team really went above and beyond for us.
We had no idea where to start!! We’ve never purchased a place before and didn’t know what to do or where to go. Rob and Natasha have helped us with everything and have been there every step of the way guiding us through a huge life decision!!
If you’re looking for a company that doesn’t pressure you, let’s you take your time making your decisions and is there to answer any questions you have via phone or text 7 days a week, then help to build by knock knock is your best bet yet.
from the moment we meet Natasha she made us feel that building our home was a real possibility she was there every step of the way. always answered our calls or txts even after hours. any issues we had with the builder she would sort out asap. highly recommended 100%.
This review is a bit over due, been in our home for a few months now and absolutely love it, Natasha has followed up with us a couple of times to see how we are going, which shows she truly cares for her clients . thank you so much.
It is an Australian federal government shared equity initiative. It helps eligible low-and-middle-income earners buy a home with a deposit as low as 2%. The government provides an equity contribution of up to 30% for an existing home or up to 40% for a brand-new build. This significantly lowers your mortgage size and reduces your monthly loan repayments.
No. Unlike standard loans, there is no rent or interest charged on the government's equity contribution while you live in the property. You can choose to buy back the government's share in increments over time (voluntary repayments), or settle it down the track when you eventually choose to sell the property.
You fully own the home—your name is on the title, and you're responsible for maintenance and mortgage repayments like any regular homeowner. The Australian Government simply holds a financial share in the property corresponding to its contribution.
You can also increase your share in the property by making voluntary repayments in steps of at least 5% or alternatively you can sell the property and repay the Government its percentage share from the sale proceeds.
No hidden fees. However, because you are the primary homeowner, you will be responsible for standard property costs. This includes your council rates, utility connections, building insurance, and general property maintenance. The bonus is you save thousands upfront by completely avoiding Lenders Mortgage Insurance (LMI).
Our specialist team will help facilitate everything from your initial discovery call to getting the keys to your beautiful new home.
